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Joined 2 years ago
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Cake day: July 1st, 2023

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  • One thing to consider. When the stocks that are part of a mutual fund drop… then your retirement contributions will be buying them on sale.

    Assuming the mutual funds are spread out to minimize risk (1 of the funds companies folds, etc) overall you’ll be better off long term.

    As you age you’ll start moving your investments to more stable options (talk to a financial adviser on the specifics for your plans). This way they that won’t benefit from huge gains but also are a lot less likely to be wiped out by massive drops.

    In the meantime look at how your funds are doing over time. Not even year to year but maybe every 2 or 3 years.








  • It has to be fixed in a tangible medium.

    In this case they’re not “fixing” their words and the final art is the created expression. Yet in this case their created expression wasn’t created by them but the program.

    In this case their combination is the palette and paint but the program “interpreted” and so fixed it.

    For example you can’t copyright a simple and common saying. Nor something factual like a phone book. Likewise you can’t copyright recipes. There has to be a “creative” component by a human. And courts have ruled that AI generated content doesn’t meet that threshold.

    That’s not to say that creating the right prompt isn’t an “art” (as in skill and technique) and there is a lot of work in getting them to work right. Likewise there’s a lot of work in compiling recipes, organizing them, etc. but even then only the “design” part of the arrangement of the facts, and excluding the factual content, can be copyrighted.