This is an 80s kids movie. And 80s kids bands. Or more specifically, 80s teens stuff.
I was born in the 80s, and I think I watched this movie once but it was definitely less a part of my cultural upbringing than OG power rangers and Ace of Base, lol.
And it’s even better than you described. The one time token isn’t a new card number, it’s not a card number at all. It’s basically Apple saying “yep this is legit” to the other computer, and then the two banking systems do their money transfer on the back end.
Even if someone could intercept it and decrypt it, it would be completely useless because that’s just not a thing.
Pretty sure Google does basically the same thing. Never used it though.
Why the hell does the Swedish Chef care about this?