It’s better to do it ASAP before they’re decreed abandoned. Dig thorough everything and also check your State’s Unclaimed Property dept (or the one for whatever state you were working in I suppose). And/or do some searching online to find out how to reclaim them.
Wow, you sound pretty nonchalant about losing $150K!
The law that changed full retirement age to 67 was passed in 1983 (during the Reagan era, no surprise there!) https://bipartisanpolicy.org/explainer/full-retirement-age/ :
“In 1983, Congress increased the full retirement age (FRA) from 65 to 67, a change phased in over the course of 33 years. This phase-in just ended, with the FRA now static at age 67 for individuals reaching age 62 in 2022 or later.” (those born in 1960 or later).
What I always thought was unfair is that those who make the least amount of money get the least amount of Soc Sec, when they are the ones who need it the most. Those who make the most money get the max amount even though they need it the least. Seems backwards.
But I guess it’s at least better than how things were before Social Security when you either had to make enough money to save enough for retirement and/or get a pension from your employer, or else work until you died, not to mention no Soc Sec if you became disabled. It was originally designed as part of the New Deal to help widows and seniors (poverty rate for seniors was over 50%).
Our useless justice system: “And if you do it again, I’ll issue another gag order! And then if you do it yet again, I’ll issue yet another gag order!” etc. etc.
I think the idea is that you won’t even leave the Google page at all, they want to keep you on their site and serve you their ads instead of sending you to someone else’s site and giving someone else that sweet sweet ad revenue.