My VW is this way and it’s infuriating. It drives me nuts that Down is Next, it’s so backwards.

Volume should be up/down, and track left/right.

I’m curious if the left/right would be language dependent? English is left to right, so Right would be Next. Would Hebrew and Arabic be the opposite since they’re right to left languages?

Agreed, it’s not easy, and I don’t suggest it is.

I’m in a similar boat, living in a suburb in county land where the closest grocery store is 15 minutes away. There’s no chance in hell Phoenix will move away from cars in my lifetime.

My only option is to move to a city with infrastructure already built. Housing will be more, but not having the costs associated with car ownership vastly outweighs the cost of housing increases. But again, it’s not that easy.

The truth is, there is no easy answer to the rising costs. Public companies must make a profit. If there are more frequent losses and those losses are more expensive, the only thing to do is raise premiums.

Making the companies “public” like Citizens doesn’t fix things either, it just makes them susceptible to politics, which will always come back to bite.

Technically you are not required to have auto insurance. The law (most states if not all?) requires “financial responsibility”. This can be achieved by filing a bond with the state instead of paying for insurance.

However, insurance is far and away the most cost effective way to meet financial responsibility requirements. The coverage is greater and the costs are much cheaper.

Or, don’t drive. Spend the money on investing in mass transit and walkable cities and then you don’t have the cost of insurance, a vehicle, maintenance, or fuel. If only it were that easy…

A heat blanket is NOT a heated blanket. It’s merely a blanket that traps heat so your own body heat is more effective at keeping you warm.