the ocean collective, if you enjoy the more progressive stuff

phanerozoic i

phanerozoic ii

holocene

i am desperately praying for a pineprinter

i imagine theres a lot of overlap.

i do understand your perspective. i have avoided social media for the last 15 years, and had only interacted on reddit very rarely before moving to lemmy, so it may be that i am less disillusioned, but it seems to me that the better the information, the less negative discourse seems to surround it. the article in the post will definitely incite a lot of negative feelings here, since it seems to confirm a lot of the beliefs of those who feel disenfranchised by the state of the world. so yea, the deck seems pretty well stacked against hope, at least on this thread.

anyway, i appreciate you getting back to me. its nice to hear some solid figures, and that does definitely give me some hope. $10k is achievable, and a 4% down payment is probably the most reassuring figure here, as a lot of the advice i hear is closer to 8-10% which make it just that much further out of reach as id have to save up twice as much or purchase a home worth half as much which is impossible in my current market.

if you could indulge me just a bit further, how far away from a metropolitan area are you? my wife has always grown up in cities and while she does like to visit more rural areas she isnt too keen on relying entirely on a car to get around, or having to own two cars to get by, but like i said before, im curious about any sacrifices wed have to make for that sort of lifestyle so, you know, if thats how it has to be then thats how it has to be.

ah, good to know. thanks for the tip!

i replied to your comment because it did give me a bit of hope that it was probable for someone without a six figure salary. i was just looking for some context to see what kind of sacrifices to my lifestyle and living situation i might have to make to achieve that. if it came off as passive or judgmental i am sorry. that was not my intention. i am glad you tried to give others hope that it can be done, but without a clear path to a goal, however conditional, it doesnt end up helping very much.

i dont mean to pry, but i have been trying to work out how i can do this for myself so id be interested how you were able to do it.

im not asking for your life story, and obviously share what youre comfortable with online, but some helpful info would be your salary range, location and cost of home, and down payment (even as just a percentage of the total home cost).

other useful contextual information would be how long it took you to save up for the down payment, whether you did so while paying rent, if you had any other assitance with the down payment (personal loan, gift from family, borrowed against your 401k, etc), state of the home (move-in ready/fixer upper/built yourself), whether you used the loan to acquire furniture, etc.

sorry if thats asking too much but id like to use you as a data point, even if just for myself, and i do need a bit of data to do that.

“applicants must be without decent, safe, and sanitary housing” is that a hard stop or is there some flexibility on that condition? im not trying to pry into your previous situation, but that makes it sound a bit more dire than the average renter.

i would see your point if my reasoning were extended beyond where my boundaries are set. my position is based on a lot of factors and isnt a blanket statement that piracy is never immoral or that everyone should pirate all the time regardless of circumstances. if everyone were to pirate, it would certainly change my perspective on it as a broad practice, though not absolutely.

my argument, at least from the perspective of my original comment, was more of a reflection of my feelings that the least deserving are making the most profit off of any given large studio property, and i advocated piracy as a reaction to that given current studio structuring and the state of the entertainment market. and i understand that the profit of previous properties are directly responsible for the amount invested in subsequent works, but there is a certain degree of profitability which makes me feel like any argument about how piracy is hurting business is petty complaining over what is comparitively loose change for those that continue to be paid. i dont quite get a pang of empathy for a few thousand or even tens of thousands of instances of piracy for a property with profits in the hundres of millions considering how many instances were from people priced out anyway.

well, when reduced to those terms they so seem to be similar concepts but needs and luxuries are not exactly equivalent, not to mention the difference between a tangible possession vs an intangible “experience” which have wildly different relationships, transaction types, and even grey area over what is considered piracy.

also, claiming society has agreed on these exchanges being “right” isnt exactly accurate. society certainly tolerates these exchanges, but to what degree has changed significantly in recent years. theres a good debate over intellectual property ownership, and whether the original idea is more valuable than the creation of the work itself. certain aspects of filmmaking, for instance, are recognized as being more significant to the finished work than some other roles (directors, cinematographers, etc) but the fair compensation of other roles which make no less significant contributions to the relevance of any work is a subject on which society cannot make a fair judgment without knowing the details of every relationship.

in the end, i believe piracy is and should be viewed as an organic market force which should prompt corrections in order to minimize, but due to the nature of the transaction it will never go away.

the way i see it, on big budget productions anyone who is relying on their paycheck to survive already got paid for their work, and the ones collecting royalties or sales percentages are rich enough that i couldnt care less. smaller independent studios or individual creators are the ones that i will always support, and in cases like itch.io games that are pwyw i will take the free download and figure out how much i will pay based on how much i like the game.